Why Working Women Should Invest In Health Insurance?

Women playan essential role in the development of society. They are always busy taking care of everyone around and the loved ones. In all this, theirown healthis often compromised. Working women are the pillars of a growing economy. Therefore, they must take care of themselves in a different way.

Working women should take extra care since they follow a tight schedule which demands immense amount of their hard work.Buying health insurance plans is a wise choice to ensure the security of these hard-working women. This will help them cover their medical expenses that might occur in a case during unforeseen health conditions.

Medical expenses are growing and buying health insurance will help you cope up with the medical contingencies in the future. This will also keep your savings intact. You must buy health insurance that complements not only your financial condition but also the health conditions. There are some health insurance plans that are tailor-made, keeping in mind the need of the working women.

Here are the top four reasons why women should invest in health insurance that will clear them all:

  1. Sedentary lifestyle

A sedentary lifestyle is slowly becoming more common. This is not only limited to women. Most of the women follow a less to no workout lifestyle. There is a risk of lifestyle-related and critical diseases. Women tend to get critical health risks like breast cancer, osteoporosis and other cardiovascular diseases due to this lifestyle. Therefore, there is a need for separate health insurance for all women.

  1. Limitations of employer-sponsored health plans

Many working women tend to think that employer-sponsored health insurance plans are enough. But that is not the case. There are various reasons for that not being sufficient. One of them is, there won’t be any insurance protection once you leave the job. The sum assured might also be not enough for your health needs. Buyingpersonal health insurance is more beneficial, rather than depending on the employer-sponsored health plans. The sum assured by the employer might not be sufficient for the treatment of chronic illnesses.

  1. Critical Illnesses

Some plans do not cover critical illnesses, or there are exclusions when it comes to them.Therefore there are some insurance plans called critical illness insurance plans that cover such diseases. Breast cancer and ovarian cancer can be examples of critical illnesses.

Breast cancer is a cancer that occurs in lobules or ducts of the breast. It is developed in breast cells. Breast cancer is one of the most common invasive cancer in women and the second leading cause of death in women after lung cancer.

Ovarian cancer is another critical illness you must be cautious about. Ovarian cancer starts in the ovaries and gradually spreads to the pelvic and abdominal areas.

Both of them being equally critical, the treatment might also cost a fortune. Therefore, you must opt for a health insurance plan that covers such dangerous medical conditions.

  1. Motherhood expenses

Motherhood is the most significant and special stage of a women’s life. If you are insured under group insurance, there are chances they are not covering your motherhood expenses. Nowadays, it is becoming costly, especially in urban areas. The delivery done through Caesarean section can be costly as well.

Be it a health insurance plans for family or individual insurance, look out for features thatcater specifically to the needs of women and address the issues they encounter. Compare policies to choose the best plan with the right inclusions and an affordable budget.


James Harrison: James, a supply chain expert, shares industry trends, logistics solutions, and best practices in his insightful blog.