How to make Citibank Credit Card Payment Online


A Citibank credit card is one product that rewards you for spending money by giving you air miles, cash back, and shopping rewards. However, in order to fully benefit from your credit card and take advantage of the privileges in the long run, you must pay your credit card bills on time. Not only can paying your bills on time save you money on interest, but it will also help you retain a good credit score, allowing you to take advantage of better privileges and discounts.

In this regard, if you have a Citibank Credit Card, you have a variety of options to ensure that you can pay off your credit card bills, even if you forget to do so at the last minute.

How do I make a payment on my Citibank Credit Card?

You may initiate your payment by following these easy steps from any of the options mentioned below:-

  • Make a permanent instruction.

You can set up an approval with your account to auto-pay your credit outstanding amount  before the date if you already have a Citibank account. To use this service, you must first log in to your Citibank credit card and create a standing instruction. You could also contact Citibank’s phone banking services, which are available 24 hours a day, seven days a week, for assistance in activating this command.

  • Use your Citibank net-banking platform or mobile app to make a payment.

You can also pay your Citibank Credit Card dues using the Citibank online banking platform or mobile application if you have a Citibank account. Everything you have to do is follow these basic instructions:

  1. Use your User-ID and PIN for Citibank Credit Card Login
  2. From the menu on your phone, choose ‘Bill payment’
  3. To make a payment, choose ‘Credit Card Pay’ from the drop-down menu and fill in the required information.
  • Paying by NEFT, RTGS, or IMPS

You can conveniently initiate a NEFT/RTGS/IMPS transfer to clear your dues on the same day if you pay your Citibank credit card with a third-party bank account. To make the payment, simply follow these basic steps: –

  1. Log in to your third-party bank account and, depending on the due number, choose NEFT/RTGS/IMPS fund transfer.
  2. Fill in your credit card information and designate it as a beneficiary for the fund transfer. You can input the IFSC code of any citibank branch in your region since you’re adding a credit card account as a payee. The account number entered, however, must be a valid Citi credit card number.
  3. Make a payment for the necessary fees.
  • Using other bank portals to make a payment

The Citibank credit card has been added to the list of other major banking institutions as a trusted utility biller. As a result, you can log into any banking institution’s internet banking platform and make a credit card payment from there. However, keep in mind that this method of payment will take up to three days to process.

  • Using cash or a cheque to make a payment

You can also pay your credit card bill in person at a Citibank branch using a check or cash deposit. It should be noted, however, that processing the Citibank credit card payment via a cash deposit would incur an additional fee of Rs. 250/-. If your payments are likely to surpass Rs.50,00, depending on your Citi Credit Card status, a PAN card check is also needed to process the cash payment.

Wrapping Up

Paying your Citibank credit card bill has never been simpler, with more than six choices to choose from. If you’ve been thinking of getting a Citibank credit card, getting one is actually easier than many of the payment options mentioned above. You can easily visit Finserv MARKETS and order one for yourself in a matter of minutes.



James Harrison: James, a supply chain expert, shares industry trends, logistics solutions, and best practices in his insightful blog.